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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Copilot Money

★ 4.50
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Monarch Money

★ 4.50
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Subscription Subscription
Price Details Subscription starts at $7.99/month or $69.99/year after a 30-day free trial Monthly or annual subscription plans; free trial available
Monthly Price $7.99 $14.99
Annual Price $69.99
Save $25.89/year
$99.99
Save $79.89/year
Founded 2019 2018
Platform Support
Web ✗ ✓
Ios ✓ ✓
Android ✗ ✓
Windows ✗ ✓
Mac ✗ ✓
Linux ✗ ✓
Features
AI-driven spending categorization ✓ ✗
Account syncing (bank, credit, investments) ✗ ✓
Ad-free experience ✗ ✓
Apple Watch integration ✓ ✗
Automatic transaction syncing ✓ ✗
Collaboration with partners or advisors ✗ ✓
Custom reports and visualizations ✗ ✓
Customizable budget categories ✓ ✗
Customizable budgets ✗ ✓
Goal tracking (savings, debt payoff) ✗ ✓
Multi-account support ✓ ✗
Net worth tracking ✓ ✓
Predictive spending insights ✓ ✗
Privacy-focused (no data selling) ✗ ✓
Recurring payment tracking ✓ ✗
Siri shortcuts ✓ ✗
Transaction categorization ✗ ✓
Visual charts and reports ✓ ✗
Pros & Cons
Pros
  • + Gorgeous, intuitive interface
  • + Smart AI categorization saves time
  • + Seamless Apple ecosystem integration
  • + Clean, intuitive interface
  • + Syncs a wide range of accounts
  • + Great for couples or shared budgeting
Cons
  • − iOS-only, sorry Android folks
  • − No free tier after trial
  • − Subscription feels pricey for some
  • − No free plan—paywall city
  • − Can’t import Mint data directly (ouch)
  • − Some features feel basic for the price

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Quick Summary

Copilot Money

Best for:

Users wanting ongoing support

Platform coverage:

1 platforms

Feature count:

10 features

View Full Details Visit Website

Monarch Money

Best for:

Users wanting ongoing support

Platform coverage:

6 platforms

Feature count:

9 features

View Full Details Visit Website