Side-by-side comparison of 2 budgeting apps
| Feature | ||
|---|---|---|
| Basic Information | ||
| Website | Visit Site ↗ | Visit Site ↗ |
| Pricing Model | Subscription | Freemium |
| Price Details | Subscription starts at $7.99/month or $69.99/year after a 30-day free trial | Free version for basic budgeting; Premium (via Ramsey+) costs $129.99/year or $17.99/month for bank sync, group coaching, and more. |
| Monthly Price | $7.99 | $17.99 |
| Annual Price |
$69.99
Save $25.89/year
|
$129.99
Save $85.89/year
|
| Founded | 2019 | 2015 |
| Platform Support | ||
| Web | ✗ | ✓ |
| Ios | ✓ | ✓ |
| Android | ✗ | ✓ |
| Windows | ✗ | ✓ |
| Mac | ✗ | ✓ |
| Linux | ✗ | ✓ |
| Features | ||
| AI-driven spending categorization | ✓ | ✗ |
| Apple Watch integration | ✓ | ✗ |
| Automatic transaction syncing | ✓ | ✗ |
| Bank account syncing (Premium) | ✗ | ✓ |
| Customizable budget categories | ✓ | ✓ |
| Debt payoff tracking | ✗ | ✓ |
| Export transactions as CSV (Premium) | ✗ | ✓ |
| Goal setting for savings | ✗ | ✓ |
| Manual transaction entry (free version) | ✗ | ✓ |
| Multi-account support | ✓ | ✗ |
| Multi-device syncing | ✗ | ✓ |
| Net worth tracking | ✓ | ✗ |
| Predictive spending insights | ✓ | ✗ |
| Ramsey Baby Steps integration | ✗ | ✓ |
| Recurring payment tracking | ✓ | ✗ |
| Siri shortcuts | ✓ | ✗ |
| Spending insights and reports | ✗ | ✓ |
| Visual charts and reports | ✓ | ✗ |
| Zero-based budgeting | ✗ | ✓ |
| Pros & Cons | ||
| Pros |
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| Cons |
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