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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Copilot Money

★ 4.50
View Details →

EnvelopeBudget

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Subscription Freemium
Price Details Subscription starts at $7.99/month or $69.99/year after a 30-day free trial Includes a 92-day free trial to test your budgeting chops. Post-trial, it’s $4/month or $40/year for premium features.
Monthly Price $7.99 $4.00
Annual Price $69.99
Save $25.89/year
$40.00
Save $8.00/year
Founded 2019 2010
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
AI-driven spending categorization
Apple Watch integration
Automatic transaction syncing
Calendar view for transactions
Comprehensive transaction search
Customizable budget categories
Dashboard with account balance trends
Debt snowball method support
Multi-account support
Net worth tracking
Predictive spending insights
Real-time expense tracking
Recurring payment tracking
Siri shortcuts
Virtual envelope budgeting
Visual charts and reports
Visual spending reports
Pros & Cons
Pros
  • + Gorgeous, intuitive interface
  • + Smart AI categorization saves time
  • + Seamless Apple ecosystem integration
  • + 92-day free trial offers plenty of time to rethink your spending habits
  • + Slick, user-friendly interface for envelope budgeting fans
  • + Debt tracking tools to tackle your financial baggage
Cons
  • iOS-only, sorry Android folks
  • No free tier after trial
  • Subscription feels pricey for some
  • Stuck on web-only until those mobile apps arrive
  • Pricing details on their site are as clear as a foggy morning
  • Mobile apps still in the oven—hope you like waiting

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Quick Summary

Copilot Money

Best for:

Users wanting ongoing support

Platform coverage:

1 platforms

Feature count:

10 features

EnvelopeBudget

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

7 features