">

Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Copilot Money

★ 4.50
View Details →

Empower

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Subscription Freemium
Price Details Subscription starts at $7.99/month or $69.99/year after a 30-day free trial Free for dashboard and tools; advisory services start at 0.89% AUM for the first $1M, dropping to 0.49% above $10M.
Monthly Price $7.99 Free
Annual Price $69.99
Save $25.89/year
Free
Founded 2019 2009
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
AI-driven spending categorization
Account aggregation
Apple Watch integration
Automatic transaction syncing
Budget and cash flow tracking
Customizable budget categories
Debt paydown planner
Emergency fund recommendations
Fee Analyzer for hidden investment costs
Investment portfolio analysis
Multi-account support
Net worth tracking
Predictive spending insights
Recurring payment tracking
Retirement planning tools
Siri shortcuts
Tax optimization strategies
Transaction categorization
Visual charts and reports
Pros & Cons
Pros
  • + Gorgeous, intuitive interface
  • + Smart AI categorization saves time
  • + Seamless Apple ecosystem integration
  • + Free and robust financial tracking tools
  • + User-friendly, visually appealing interface
  • + Comprehensive investment analysis
Cons
  • iOS-only, sorry Android folks
  • No free tier after trial
  • Subscription feels pricey for some
  • Frequent account syncing issues
  • Limited transaction customization (no date changes or manual entries)
  • Advisory fees are steep compared to competitors

Need to compare different apps?

Select Different Apps

Quick Summary

Copilot Money

Best for:

Users wanting ongoing support

Platform coverage:

1 platforms

Feature count:

10 features

Empower

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features