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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Buckets

★ 4.30
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GnuCash

★ 4.20
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Paid Free
Price Details One-time purchase of $64 for a lifetime license, usable on all household devices. Optional SimpleFIN bank sync costs $15/year. Completely free, open-source, and no hidden costs—unless you count the time spent learning its quirks.
Monthly Price Free Free
Annual Price $64.00 Free
Founded 2017 1998
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Check printing
Customizable budget buckets
Debt account management
Detailed reports and graphs
Double-entry bookkeeping
Envelope budgeting system
Financial calculations
Local data storage for privacy
Manual transaction entry
Mortgage and loan tracking
Multi-currency support
Multi-device license for household
Net wealth tracking
Optional bank syncing via SimpleFIN
QIF/OFX/CSV import
Recurring expense reports
Scheduled transactions
Small business accounting tools
Stock and mutual fund tracking
Untimed free trial
Pros & Cons
Pros
  • + One-time fee, no subscription nonsense
  • + Data stays on your device—privacy first
  • + Flexible bucket system for custom budgets
  • + Free as in beer and speech
  • + Robust accounting features for small businesses
  • + No vendor lock-in—your data is yours
Cons
  • No native bank syncing without extra cost
  • Mobile app is read-only (for now)
  • No iOS app, sorry Apple fans
  • Interface looks like it’s stuck in 1998
  • Learning curve steeper than a tax audit
  • No mobile app for on-the-go budgeting

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Quick Summary

Buckets

Best for:

One-time purchase preference

Platform coverage:

4 platforms

Feature count:

10 features

GnuCash

Best for:

Budget-conscious users

Platform coverage:

3 platforms

Feature count:

10 features