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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Buckets

★ 4.30
View Details →

Finwise

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Paid Freemium
Price Details One-time purchase of $64 for a lifetime license, usable on all household devices. Optional SimpleFIN bank sync costs $15/year. Free tier includes basic budgeting; premium unlocks advanced analytics, ad-free experience, and priority support.
Monthly Price Free $5.99
Annual Price $64.00 $59.99
Save $11.89/year
Founded 2017 2020
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Bank account syncing
Basic financial goal planner
Bill payment reminders
Customizable budget buckets
Customizable budget categories
Debt account management
Envelope budgeting system
Local data storage for privacy
Manual transaction entry
Multi-device access
Multi-device license for household
Net wealth tracking
Optional bank syncing via SimpleFIN
Push notifications
Real-time expense tracking
Recurring expense reports
Savings goal tracking
Secure data encryption
Spending insights and reports
Untimed free trial
Pros & Cons
Pros
  • + One-time fee, no subscription nonsense
  • + Data stays on your device—privacy first
  • + Flexible bucket system for custom budgets
  • + Sleek and user-friendly design
  • + Reliable bank sync for real-time updates
  • + Free version covers essential budgeting needs
Cons
  • No native bank syncing without extra cost
  • Mobile app is read-only (for now)
  • No iOS app, sorry Apple fans
  • Premium plan feels pricey for what’s offered
  • No advanced investment or tax tools
  • Occasional sync delays with some banks

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Quick Summary

Buckets

Best for:

One-time purchase preference

Platform coverage:

4 platforms

Feature count:

10 features

Finwise

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features