Side-by-side comparison of 2 budgeting apps
| Feature | ||
|---|---|---|
| Basic Information | ||
| Website | Visit Site ↗ | Visit Site ↗ |
| Pricing Model | Paid | Freemium |
| Price Details | One-time purchase of $64 for a lifetime license, usable on all household devices. Optional SimpleFIN bank sync costs $15/year. | Free version for basic budgeting; Premium (via Ramsey+) costs $129.99/year or $17.99/month for bank sync, group coaching, and more. |
| Monthly Price | Free | $17.99 |
| Annual Price | $64.00 |
$129.99
Save $85.89/year
|
| Founded | 2017 | 2015 |
| Platform Support | ||
| Web | ✗ | ✓ |
| Ios | ✗ | ✓ |
| Android | ✓ | ✓ |
| Windows | ✓ | ✓ |
| Mac | ✓ | ✓ |
| Linux | ✓ | ✓ |
| Features | ||
| Bank account syncing (Premium) | ✗ | ✓ |
| Customizable budget buckets | ✓ | ✗ |
| Customizable budget categories | ✗ | ✓ |
| Debt account management | ✓ | ✗ |
| Debt payoff tracking | ✗ | ✓ |
| Envelope budgeting system | ✓ | ✗ |
| Export transactions as CSV (Premium) | ✗ | ✓ |
| Goal setting for savings | ✗ | ✓ |
| Local data storage for privacy | ✓ | ✗ |
| Manual transaction entry | ✓ | ✗ |
| Manual transaction entry (free version) | ✗ | ✓ |
| Multi-device license for household | ✓ | ✗ |
| Multi-device syncing | ✗ | ✓ |
| Net wealth tracking | ✓ | ✗ |
| Optional bank syncing via SimpleFIN | ✓ | ✗ |
| Ramsey Baby Steps integration | ✗ | ✓ |
| Recurring expense reports | ✓ | ✗ |
| Spending insights and reports | ✗ | ✓ |
| Untimed free trial | ✓ | ✗ |
| Zero-based budgeting | ✗ | ✓ |
| Pros & Cons | ||
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