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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Buckets

★ 4.30
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EnvelopeBudget

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Paid Freemium
Price Details One-time purchase of $64 for a lifetime license, usable on all household devices. Optional SimpleFIN bank sync costs $15/year. Includes a 92-day free trial to test your budgeting chops. Post-trial, it’s $4/month or $40/year for premium features.
Monthly Price Free $4.00
Annual Price $64.00 $40.00
Save $8.00/year
Founded 2017 2010
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Calendar view for transactions
Comprehensive transaction search
Customizable budget buckets
Dashboard with account balance trends
Debt account management
Debt snowball method support
Envelope budgeting system
Local data storage for privacy
Manual transaction entry
Multi-device license for household
Net wealth tracking
Optional bank syncing via SimpleFIN
Real-time expense tracking
Recurring expense reports
Untimed free trial
Virtual envelope budgeting
Visual spending reports
Pros & Cons
Pros
  • + One-time fee, no subscription nonsense
  • + Data stays on your device—privacy first
  • + Flexible bucket system for custom budgets
  • + 92-day free trial offers plenty of time to rethink your spending habits
  • + Slick, user-friendly interface for envelope budgeting fans
  • + Debt tracking tools to tackle your financial baggage
Cons
  • No native bank syncing without extra cost
  • Mobile app is read-only (for now)
  • No iOS app, sorry Apple fans
  • Stuck on web-only until those mobile apps arrive
  • Pricing details on their site are as clear as a foggy morning
  • Mobile apps still in the oven—hope you like waiting

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Quick Summary

Buckets

Best for:

One-time purchase preference

Platform coverage:

4 platforms

Feature count:

10 features

EnvelopeBudget

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

7 features