Side-by-side comparison of 2 budgeting apps
| Feature | ||
|---|---|---|
| Basic Information | ||
| Website | Visit Site ↗ | Visit Site ↗ |
| Pricing Model | Paid | Freemium |
| Price Details | One-time purchase of $64 for a lifetime license, usable on all household devices. Optional SimpleFIN bank sync costs $15/year. | Free for dashboard and tools; advisory services start at 0.89% AUM for the first $1M, dropping to 0.49% above $10M. |
| Monthly Price | Free | Free |
| Annual Price | $64.00 | Free |
| Founded | 2017 | 2009 |
| Platform Support | ||
| Web | ✗ | ✓ |
| Ios | ✗ | ✓ |
| Android | ✓ | ✓ |
| Windows | ✓ | ✓ |
| Mac | ✓ | ✓ |
| Linux | ✓ | ✓ |
| Features | ||
| Account aggregation | ✗ | ✓ |
| Budget and cash flow tracking | ✗ | ✓ |
| Customizable budget buckets | ✓ | ✗ |
| Debt account management | ✓ | ✗ |
| Debt paydown planner | ✗ | ✓ |
| Emergency fund recommendations | ✗ | ✓ |
| Envelope budgeting system | ✓ | ✗ |
| Fee Analyzer for hidden investment costs | ✗ | ✓ |
| Investment portfolio analysis | ✗ | ✓ |
| Local data storage for privacy | ✓ | ✗ |
| Manual transaction entry | ✓ | ✗ |
| Multi-device license for household | ✓ | ✗ |
| Net wealth tracking | ✓ | ✗ |
| Net worth tracking | ✗ | ✓ |
| Optional bank syncing via SimpleFIN | ✓ | ✗ |
| Recurring expense reports | ✓ | ✗ |
| Retirement planning tools | ✗ | ✓ |
| Tax optimization strategies | ✗ | ✓ |
| Transaction categorization | ✗ | ✓ |
| Untimed free trial | ✓ | ✗ |
| Pros & Cons | ||
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