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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Buckets

★ 4.30
View Details →

Copilot Money

★ 4.50
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Paid Subscription
Price Details One-time purchase of $64 for a lifetime license, usable on all household devices. Optional SimpleFIN bank sync costs $15/year. Subscription starts at $7.99/month or $69.99/year after a 30-day free trial
Monthly Price Free $7.99
Annual Price $64.00 $69.99
Save $25.89/year
Founded 2017 2019
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
AI-driven spending categorization
Apple Watch integration
Automatic transaction syncing
Customizable budget buckets
Customizable budget categories
Debt account management
Envelope budgeting system
Local data storage for privacy
Manual transaction entry
Multi-account support
Multi-device license for household
Net wealth tracking
Net worth tracking
Optional bank syncing via SimpleFIN
Predictive spending insights
Recurring expense reports
Recurring payment tracking
Siri shortcuts
Untimed free trial
Visual charts and reports
Pros & Cons
Pros
  • + One-time fee, no subscription nonsense
  • + Data stays on your device—privacy first
  • + Flexible bucket system for custom budgets
  • + Gorgeous, intuitive interface
  • + Smart AI categorization saves time
  • + Seamless Apple ecosystem integration
Cons
  • No native bank syncing without extra cost
  • Mobile app is read-only (for now)
  • No iOS app, sorry Apple fans
  • iOS-only, sorry Android folks
  • No free tier after trial
  • Subscription feels pricey for some

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Quick Summary

Buckets

Best for:

One-time purchase preference

Platform coverage:

4 platforms

Feature count:

10 features

Copilot Money

Best for:

Users wanting ongoing support

Platform coverage:

1 platforms

Feature count:

10 features