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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Actual

★ 4.00
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Tiller

★ 4.30
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Free Subscription
Price Details Free and open-source; optional donations for development support. 30-day free trial, then $79/year. No monthly billing option, because apparently Tiller thinks you're ready to commit annually.
Monthly Price Free —
Annual Price Free $79.00
Founded 2017 2015
Platform Support
Web ✓ ✓
Ios ✗ ✗
Android ✗ ✗
Windows ✓ ✓
Mac ✓ ✓
Linux ✓ ✓
Features
Automatic bank transaction syncing ✗ ✓
Bank file imports (QIF, QFX, OFX) ✓ ✗
Budget tracking ✗ ✓
Custom categories ✓ ✗
Custom reports ✗ ✓
Customizable Google Sheets/Excel templates ✗ ✓
Daily email summaries ✗ ✓
Debt payoff planner ✗ ✓
Envelope budgeting ✓ ✗
Expense categorization ✗ ✓
Import from YNAB ✓ ✗
Mobile-friendly web interface ✓ ✗
Multi-account support ✗ ✓
Multiple account support ✓ ✗
Net worth tracking ✗ ✓
Open-source codebase ✓ ✗
Reporting and analytics ✓ ✗
Secure data encryption ✗ ✓
Self-hosted sync ✓ ✗
Transaction tracking ✓ ✗
Pros & Cons
Pros
  • + No subscription fees—your wallet breathes easy
  • + Privacy-first with self-hosting
  • + Active open-source community
  • + Perfect for spreadsheet nerds who love customization
  • + Automates tedious data entry
  • + Works with both Google Sheets and Excel
Cons
  • − Self-hosting can be a techy headache
  • − No native mobile app—just a web interface
  • − No automatic bank sync
  • − No mobile app for on-the-go budgeting
  • − Annual billing only—hope you’re ready to commit
  • − Not ideal for those who hate spreadsheets

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Quick Summary

Actual

Best for:

Budget-conscious users

Platform coverage:

4 platforms

Feature count:

10 features

View Full Details Visit Website

Tiller

Best for:

Users wanting ongoing support

Platform coverage:

4 platforms

Feature count:

10 features

View Full Details Visit Website