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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Actual

★ 4.00
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Quicken Simplifi

★ 4.50
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Free Subscription
Price Details Free and open-source; optional donations for development support. $5.99 per month, billed annually
Monthly Price Free $5.99
Annual Price Free $71.88
Founded 2017 2020
Platform Support
Web ✓ ✓
Ios ✗ ✓
Android ✗ ✓
Windows ✓ ✓
Mac ✓ ✓
Linux ✓ ✓
Features
Automated transaction tracking ✗ ✓
Bank file imports (QIF, QFX, OFX) ✓ ✗
Basic investment tracking ✗ ✓
CSV and JSON import from Mint ✗ ✓
Custom categories ✓ ✗
Custom spending reports ✗ ✓
Customizable Spending Plan ✗ ✓
Envelope budgeting ✓ ✗
Import from YNAB ✓ ✗
Mobile-friendly web interface ✓ ✗
Multiple account support ✓ ✗
Net worth tracking with Zillow integration ✗ ✓
Open-source codebase ✓ ✗
Reporting and analytics ✓ ✗
Savings goals ✗ ✓
Self-hosted sync ✓ ✗
Space Sharing for collaborative finance ✗ ✓
Subscription and bill reminders ✗ ✓
Transaction tracking ✓ ✗
Watchlists for spending categories ✗ ✓
Pros & Cons
Pros
  • + No subscription fees—your wallet breathes easy
  • + Privacy-first with self-hosting
  • + Active open-source community
  • + Sleek, intuitive interface
  • + Strong mobile apps for on-the-go tracking
  • + Flexible budgeting with Spending Plan
Cons
  • − Self-hosting can be a techy headache
  • − No native mobile app—just a web interface
  • − No automatic bank sync
  • − Clunky JSON import process from Mint
  • − No direct bill payment feature
  • − Limited to 10,000 transactions per import

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Quick Summary

Actual

Best for:

Budget-conscious users

Platform coverage:

4 platforms

Feature count:

10 features

View Full Details Visit Website

Quicken Simplifi

Best for:

Users wanting ongoing support

Platform coverage:

6 platforms

Feature count:

10 features

View Full Details Visit Website