">

Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Actual

★ 4.00
View Details →

PocketGuard

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Free Freemium
Price Details Free and open-source; optional donations for development support. Free basic plan with limited features; PocketGuard Plus costs $12.99/month or $74.99/year. Lifetime access offered selectively, pricing varies.
Monthly Price Free $12.99
Annual Price Free $74.99
Save $80.89/year
Founded 2017 2015
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Automatic bank account syncing
Bank file imports (QIF, QFX, OFX)
Bill and income automation
Cash account management
Category-based budgeting
Custom categories
Custom savings goals
Envelope budgeting
Import from YNAB
Mobile-friendly web interface
Multiple account support
Open-source codebase
Receipt tracking (Plus only)
Recurring payment tracking
Reporting and analytics
Self-hosted sync
Spending alerts
Transaction export to CSV
Transaction tracking
Unlimited accounts (Plus only)
Pros & Cons
Pros
  • + No subscription fees—your wallet breathes easy
  • + Privacy-first with self-hosting
  • + Active open-source community
  • + Slick interface that’s easy to navigate
  • + Real-time spending alerts keep you in check
  • + Automatic bill and income tracking
Cons
  • Self-hosting can be a techy headache
  • No native mobile app—just a web interface
  • No automatic bank sync
  • Plus subscription is pricey for what you get
  • Free plan feels like a teaser with limited features
  • No desktop app, just web and mobile

Need to compare different apps?

Select Different Apps

Quick Summary

Actual

Best for:

Budget-conscious users

Platform coverage:

4 platforms

Feature count:

10 features

PocketGuard

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features