">

Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Actual

★ 4.00
View Details →

NeoBudget

★ 3.80
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Free Freemium
Price Details Free and open-source; optional donations for development support. Free version for basic budgeting; paid plan at $5.95/month or $59.95/year for advanced features like group plans and ledgers.
Monthly Price Free $5.95
Annual Price Free $59.95
Save $11.45/year
Founded 2017 2014
Platform Support
Web ✓ ✓
Ios ✗ ✓
Android ✗ ✓
Windows ✓ ✓
Mac ✓ ✓
Linux ✓ ✓
Features
Bank account syncing ✗ ✓
Bank file imports (QIF, QFX, OFX) ✓ ✗
Cross-platform compatibility ✗ ✓
Custom categories ✓ ✗
Drag-and-drop transaction categorization ✗ ✓
Envelope budgeting ✓ ✗
Envelope budgeting system ✗ ✓
Import from YNAB ✓ ✗
Mobile-friendly web interface ✓ ✗
Multi-user sync for shared budgets ✗ ✓
Multiple account management ✗ ✓
Multiple account support ✓ ✗
Net worth tracking ✗ ✓
OCR receipt scanning ✗ ✓
Open-source codebase ✓ ✗
Recurring expense reports ✗ ✓
Reporting and analytics ✓ ✗
Self-hosted sync ✓ ✗
Transaction splitting ✗ ✓
Transaction tracking ✓ ✗
Pros & Cons
Pros
  • + No subscription fees—your wallet breathes easy
  • + Privacy-first with self-hosting
  • + Active open-source community
  • + Visual drag-and-drop interface is a vibe
  • + Affordable paid plan for extra features
  • + Multi-user sync perfect for shared finances
Cons
  • − Self-hosting can be a techy headache
  • − No native mobile app—just a web interface
  • − No automatic bank sync
  • − Envelope system can be rigid and confusing
  • − App crashes, especially on iOS, are a mood-killer
  • − No offline mode for mobile budgeting

Need to compare different apps?

Select Different Apps

Quick Summary

Actual

Best for:

Budget-conscious users

Platform coverage:

4 platforms

Feature count:

10 features

View Full Details Visit Website

NeoBudget

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features

View Full Details Visit Website