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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Actual

★ 4.00
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Honeydue

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Free Freemium
Price Details Free and open-source; optional donations for development support. Free to use with basic features; premium features like custom categories and advanced analytics require in-app purchases, but exact prices are as elusive as a clear answer on who pays for date night.
Monthly Price Free
Annual Price Free
Founded 2017 2017
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Bank account syncing
Bank file imports (QIF, QFX, OFX)
Bill splitting and reminders
Budget setting and tracking
Custom categories
Envelope budgeting
Import from YNAB
In-app chat for financial discussions
Joint and individual account support
Mobile-friendly web interface
Multiple account support
Open-source codebase
Premium custom categories (paid)
Real-time notifications
Real-time spending tracking
Reporting and analytics
Self-hosted sync
Spending limit alerts
Transaction categorization
Transaction tracking
Pros & Cons
Pros
  • + No subscription fees—your wallet breathes easy
  • + Privacy-first with self-hosting
  • + Active open-source community
  • + Free basic version is genuinely useful
  • + Great for couples sharing finances
  • + Slick, user-friendly mobile interface
Cons
  • Self-hosting can be a techy headache
  • No native mobile app—just a web interface
  • No automatic bank sync
  • No web or desktop version—mobile-only vibes
  • Premium features locked behind in-app purchases
  • Limited customization without paying up

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Quick Summary

Actual

Best for:

Budget-conscious users

Platform coverage:

4 platforms

Feature count:

10 features

Honeydue

Best for:

Users wanting to try before buying

Platform coverage:

2 platforms

Feature count:

10 features