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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Actual

★ 4.00
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GoodBudget

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Free Freemium
Price Details Free and open-source; optional donations for development support. Free tier includes 10 envelopes and 1 account. Premium subscription costs $8/month or $70/year for unlimited envelopes, multiple accounts, and debt tracking.
Monthly Price Free $10.00
Annual Price Free $80.00
Save $40.00/year
Founded 2017 2011
Platform Support
Web ✓ ✓
Ios ✗ ✓
Android ✗ ✓
Windows ✓ ✓
Mac ✓ ✓
Linux ✓ ✓
Features
Bank file imports (QIF, QFX, OFX) ✓ ✗
Budget templates ✗ ✓
CSV export for data ✗ ✓
Custom categories ✓ ✗
Debt tracking (premium) ✗ ✓
Envelope budgeting ✓ ✗
Envelope-based budgeting ✗ ✓
Goal setting ✗ ✓
Import from YNAB ✓ ✗
Manual transaction entry ✗ ✓
Mobile-friendly web interface ✓ ✗
Multiple account support ✓ ✗
Open-source codebase ✓ ✗
Real-time syncing across devices ✗ ✓
Reporting and analytics ✓ ✗
Self-hosted sync ✓ ✗
Shared budgeting for households ✗ ✓
Spending reports and insights ✗ ✓
Transaction tracking ✓ ✗
Pros & Cons
Pros
  • + No subscription fees—your wallet breathes easy
  • + Privacy-first with self-hosting
  • + Active open-source community
  • + Great for couples or shared budgets
  • + Free tier is functional for basic needs
  • + Simple, intuitive envelope system
Cons
  • − Self-hosting can be a techy headache
  • − No native mobile app—just a web interface
  • − No automatic bank sync
  • − No automatic bank syncing
  • − Free tier limits you to 10 envelopes
  • − Premium feels pricey for what it offers

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Quick Summary

Actual

Best for:

Budget-conscious users

Platform coverage:

4 platforms

Feature count:

10 features

View Full Details Visit Website

GoodBudget

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

9 features

View Full Details Visit Website