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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Actual

★ 4.00
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Buckets

★ 4.30
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Free Paid
Price Details Free and open-source; optional donations for development support. One-time purchase of $64 for a lifetime license, usable on all household devices. Optional SimpleFIN bank sync costs $15/year.
Monthly Price Free Free
Annual Price Free $64.00
Founded 2017 2017
Platform Support
Web ✓ ✗
Ios ✗ ✗
Android ✗ ✓
Windows ✓ ✓
Mac ✓ ✓
Linux ✓ ✓
Features
Bank file imports (QIF, QFX, OFX) ✓ ✗
Custom categories ✓ ✗
Customizable budget buckets ✗ ✓
Debt account management ✗ ✓
Envelope budgeting ✓ ✗
Envelope budgeting system ✗ ✓
Import from YNAB ✓ ✗
Local data storage for privacy ✗ ✓
Manual transaction entry ✗ ✓
Mobile-friendly web interface ✓ ✗
Multi-device license for household ✗ ✓
Multiple account support ✓ ✗
Net wealth tracking ✗ ✓
Open-source codebase ✓ ✗
Optional bank syncing via SimpleFIN ✗ ✓
Recurring expense reports ✗ ✓
Reporting and analytics ✓ ✗
Self-hosted sync ✓ ✗
Transaction tracking ✓ ✗
Untimed free trial ✗ ✓
Pros & Cons
Pros
  • + No subscription fees—your wallet breathes easy
  • + Privacy-first with self-hosting
  • + Active open-source community
  • + One-time fee, no subscription nonsense
  • + Data stays on your device—privacy first
  • + Flexible bucket system for custom budgets
Cons
  • − Self-hosting can be a techy headache
  • − No native mobile app—just a web interface
  • − No automatic bank sync
  • − No native bank syncing without extra cost
  • − Mobile app is read-only (for now)
  • − No iOS app, sorry Apple fans

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Quick Summary

Actual

Best for:

Budget-conscious users

Platform coverage:

4 platforms

Feature count:

10 features

View Full Details Visit Website

Buckets

Best for:

One-time purchase preference

Platform coverage:

4 platforms

Feature count:

10 features

View Full Details Visit Website