Buckets

Private, envelope-style budgeting app with a one-time $64 fee. Keeps data local, supports manual tracking, with optional bank sync.

4.30/5
Paid - One-time purchase of $64 for a lifetime license, usable on all household devices. Optional SimpleFIN bank sync costs $15/year.
Founded 2017

About Buckets

Buckets is the introverted cousin of budgeting apps, keeping your financial data locked on your device like a digital diary with a padlock. It embraces envelope budgeting, where you divvy up your income into 'buckets' for expenses, savings, or that dream espresso machine. No monthly fees—just a one-time $64 purchase for a lifetime of frugal freedom. It’s simple, fast, and lets you categorize transactions manually, but don’t expect bank syncing without a side hustle (via SimpleFIN for $15/year). Perfect for privacy nerds and spreadsheet haters, though its read-only mobile app and lack of cloud sync might make you feel like you’re budgeting in 1995.

Company: One Part Rain, LLC

Key Features

Envelope budgeting system
Manual transaction entry
Optional bank syncing via SimpleFIN
Customizable budget buckets
Recurring expense reports
Net wealth tracking
Debt account management
Multi-device license for household
Untimed free trial
Local data storage for privacy

Pros

  • + One-time fee, no subscription nonsense
  • + Data stays on your device—privacy first
  • + Flexible bucket system for custom budgets
  • + Simple interface for quick setup
  • + Works offline, no cloud required

Cons

  • No native bank syncing without extra cost
  • Mobile app is read-only (for now)
  • No iOS app, sorry Apple fans
  • Dated interface feels like a time capsule
  • No interest calculations for loans

Quick Info

Platforms

Windows Mac Linux Android

Pricing Model

Paid

One-time purchase of $64 for a lifetime license, usable on all household devices. Optional SimpleFIN bank sync costs $15/year.

Pricing Options

Monthly: Free
Yearly: $64.00

Is Buckets Right for You?

Buckets is a paid budgeting app that helps users manage their personal finances. Founded in 2017, the app has established itself as a reliable tool for budget tracking and financial planning.

Who Should Use Buckets?

Buckets is ideal for users who need comprehensive financial tracking. With support for windows, mac, linux, android platforms, it's accessible across multiple devices.

Buckets Pricing

Buckets offers a paid pricing model. One-time purchase of $64 for a lifetime license, usable on all household devices. Optional SimpleFIN bank sync costs $15/year..

Ready to Take Control of Your Finances?

Start your journey to better financial health with Buckets today.