Open-source, self-hosted budgeting app with envelope-style tracking and no corporate snooping.
Actual is an open-source budgeting app that’s like a love letter to privacy enthusiasts and spreadsheet nerds. It’s a self-hosted, web-based tool designed for those who want to track their finances without some corporate overlord snooping on their data. Using a ledger-style system inspired by the envelope budgeting method, it lets you categorize funds into virtual envelopes, track transactions, and generate reports to see where your money’s sneaking off to. It’s got a clean interface, supports multiple accounts, and syncs without relying on third-party servers—if you’re into that DIY vibe. Perfect for control freaks who want their budget locked down tighter than a bank vault.
Free
Free and open-source; optional donations for development support.
Actual is a free budgeting app that helps users manage their personal finances. Founded in 2017, the app has established itself as a reliable tool for budget tracking and financial planning.
Actual is ideal for users who need comprehensive financial tracking. With support for web, windows, mac, linux platforms, it's accessible across multiple devices.
Actual offers a free pricing model. Free and open-source; optional donations for development support.. Being completely free makes it an excellent choice for budget-conscious users.
Start your journey to better financial health with Actual today.